Health Insurance Built Around Your Needs.

Private health insurance options for self-employed individuals, business owners, and those looking for alternatives to traditional coverage.

Licensed Health Insurance Advisor | Personalized Guidance | No Obligation

WHO I HELP

Health Insurance Isn't
One-Size-Fits-All

I help individuals and families explore private health insurance options based on their unique situation.

Self-Employed

You're responsible for finding your own coverage and want to understand your options.

Business Owners

You're looking for individual coverage for yourself or exploring solutions for your business.

Individuals & Families

You want to compare your current coverage or explore alternatives.

PRIVATE COVERAGE

Your Individual Circumstances Matter

Some private health insurance options use medical underwriting when determining eligibility.For individuals who meet the applicable health and eligibility requirements, this can open the door to different pricing, benefits, deductibles, and coverage structures.Every situation is different. I'll help you determine whether these options are worth exploring for you.

Coverage, rates, eligibility, and benefits vary by plan, state, and individual circumstances. Medical underwriting and approval may be required.

The Process

A Simple, Personalized Process

Tell Me About Yourself

Answer a few basic questions about your age, location, current coverage, and what you're looking for.

Explore Your Options

I'll review the options available to you and identify plans that may fit your situation.

Compare Your Choices

We'll go over premiums, deductibles, networks, benefits, limitations, and eligibility requirements.

Choose With Confidence

If there's an option that makes sense for you, I'll help guide you through the application process.

ABOUT KRIS

Hi, I'm Kris.

I'm a licensed health insurance advisor who helps individuals, families, self-employed professionals, and business owners navigate the private health insurance market.Health insurance can be complicated, and finding the right coverage isn't simply about finding the lowest monthly premium.My job is to understand your situation, explain your options clearly, and help you determine whether there's a plan that actually makes sense for you.

Licensed Health Insurance Advisor

THE DIFFERENCE

Why Work With Me?

Independent Guidance

I'll help you compare the options available to you rather than simply pointing you toward one solution.

Personalized Recommendations

Your age, health, budget, and coverage needs all matter.

Straightforward Explanations

I'll explain the costs, benefits, networks, limitations, and requirements so you know what you're considering.

No Obligation

Requesting information or speaking with me doesn't obligate you to purchase a plan.

TESTIMONIALS

What My Clients Say

"Kris was able to walk me through several options and explained everything without making me feel pressured. The process was simple and stress free"

Sarah L.

Self-Employed Professional

"I had no idea where to start with health insurance, Kris took the time to understand my situation and helped me find a plan that made sense"

David M.

Business Owner

"Professional, knowledgeable, and really cares about finding the right fit. I highly recommend working with Kris if you're looking for individual coverage"

Jennifer T.

W-2 Employee

FAQ

Frequently Asked Questions

Some private health insurance plans evaluate an applicant's health history when determining eligibility and/or pricing. This differs from guaranteed-issue coverage such as many Marketplace plans. Specific underwriting requirements vary by plan and state.

Not necessarily. Private medically underwritten coverage requires you to meet the applicable eligibility and underwriting requirements. I'll help determine whether it's worth exploring based on your situation.

Not necessarily. Different types of coverage have different advantages, costs, eligibility requirements, networks, and benefit structures. My job is to help you compare your options and determine what makes sense for you.

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It depends on factors such as your age, location, coverage, and—where applicable—underwriting. I'll review your specific situation before recommending an option.

No. Private coverage can be an option for many different types of individuals. I work with self-employed professionals and business owners, but I also help traditionally employed individuals and families who are exploring their individual coverage

That depends on the specific plan and network. We'll review the network and verify whether your preferred doctors and facilities are included before you make a decision.

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